Best Auto Insurance Companies 2015

INSURANCE INFORMATION VOTE CALCULATE THE ESTIMATES

Best Auto Insurance Companies in Italy 2015 - Phone companies usually provide the complementary online service with which you can request, by entering some information, the budget that we need. To request a quote for the RCA, for example, you need to have on hand the vehicle registration document, knowing the class of merit, a plaque, commencement and expiry of the policy in the course, as well as the year of registration. You can do it quickly on the phone with an operator of the chosen company or enter all data directly online, in which case the budget will come to you via e-mail or post. The first Auto Insurance Companies to which web users have expressed greater satisfaction is Zurich Connect. On the home page of the site shows policies viewable. Accessing the card chosen, for example, Auto Insurance, you can get information, ask the budget, managing the policy and report a claim. 

Calculating Car or Auto Insurance

Calculating Auto insurance : the parameters to keep in mind - The choice of Auto insurance has become an operation that requires a minimum of knowledge to be carried out in the best possible way. Are indeed different notions to know to make the best choice, which guarantees the necessary covers and let the other hand a good money saver. Let's see what are the main parameters that are taken into account in the calculation of the insurance premium for Auto insurance.

Data on vehicle 

1. Date of registration : indicates the length of a vehicle. Over the vehicle is old, the more it is subject to wear and, consequently, in lower performance. So the greater the age of the vehicle, the higher the price of the insurance premium to pay.
2. Vehicle power : indicates if the vehicle goes to petrol, diesel, LPG, or otherwise. Usually vehicles fueled by diesel and LPG is charged at a rate slightly higher, because being less than the cost of fuel is supposed to be more miles driven, and therefore will be higher the risk of accidents occurring.
3. Year of purchase of the vehicle : indicates the year in which the vehicle was purchased, if that date differs from the date of registration.
4. Model of vehicle : indicates the vehicle's power, expressed in horsepower or KW. It is this factor that most of all affect the cost of insurance. The higher the power of the vehicle, in fact, the higher the insurance premium to pay, because the most powerful vehicles is statistically associated with an increased risk of accidents.
5. Preparation of the vehicle : indicates all the options held by the vehicle. Generally, this does not impact on the RC car, but could have an influence in the event that it be accompanied of collateral.
6. Type of use of the vehicle :  indicates the use which might be made of the vehicle. The more uses (for the family, for work, for travel, etc.), the greater the amount of the policy, because a greater number of kilometers traveled is statistically associated with an increased risk of accidents do.
7. Other vehicle accessories : indicates a series of rumors regarding various accessories that the vehicle has. These could be the ABS and airbags, anti-theft and night shelter, all of which lower the premium of the policy.

The driver related data 

Data relating to the insurance situation

The three items that make the car policy 2015

1. Pure premium: is the single most important factor, accounting for 53.5% of the total insurance premium, and that is what is determined by the factors previously analyzed. And 'composed by 68% from the damages relating to individuals, 32% from damage related to things.
2. Uploads: are a relatively unimportant factor, going to affect the 16% of the insurance premium as a whole. These cover the costs incurred by the insurance companies, which are calculated through numerous entries.
3. Fees and taxes: they are an important factor, which is incident to 26.5% on the cost of the policy. Fees and taxes are not dependent, however, by insurance companies, therefore, regard this factor is not possible to make comparisons.